# United Choice Capital ## Posts - [Hello world!](https://www.unitedchoicecapital.com/hello-world/): Welcome to WordPress. This is your first post. Edit or delete it, then start writing! ## Pages - [Terms and Conditions](https://www.unitedchoicecapital.com/terms-and-conditions/): TABLE OF CONTENTS 1. AGREEMENT TO TERMS 2. INTELLECTUAL PROPERTY RIGHTS 3. USER REPRESENTATIONS 4. PROHIBITED ACTIVITIES 5. USER GENERATED CONTRIBUTIONS 6. CONTRIBUTION LICENSE 7. SUBMISSIONS 8. SITE MANAGEMENT 9. PRIVACY POLICY 10. TERM AND TERMINATION 11. MODIFICATIONS AND INTERRUPTIONS 12. GOVERNING LAW 13. DISPUTE RESOLUTION 14. CORRECTIONS 15. DISCLAIMER 16. LIMITATIONS OF LIABILITY 17. INDEMNIFICATION 18. USER DATA 19. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES 20. CALIFORNIA USERS AND RESIDENTS 21. MISCELLANEOUS 22. CONTACT US 1. AGREEMENT TO TERMS These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) […] - [Contact](https://www.unitedchoicecapital.com/contact/): Talk to a funding specialist. We’re here to help you find the right funding solution. Get in Touch Phone 866-606-9312 Email info@unitedchoicecapital.com Address 2245 Godby Rd Ste 111 Atlanta, GA 30349 Hours Monday–Friday 9:00 AM – 6:00 PM ET Get in Touch - [About](https://www.unitedchoicecapital.com/about/): Funding solutions tailored to your next move. Years of expertise brokering personal, business, and REI capital from $10K to $50M. Who We Are United Choice Capital is a nationwide funding brokerage based in Atlanta. We connect entrepreneurs, businesses, and investors with the capital they need to succeed. We navigate complexity so you don’t have to. Our team has arranged over $3 billion in funding through partnerships Access to 75+ Lenders across all 50 states. Simple Clear terms, no hidden fees Transparent Honest guidance at every step Secure Trusted by 1,000+ clients Fast Days, not months By The Numbers Entrepreneurs Served […] - [Transactional / Gap](https://www.unitedchoicecapital.com/transactional-gap/): Transactional / Gap Funding Same-day bridge capital for wholesale deals—close A→B and B→C transactions with confidence. What Is Transactional Funding? Transactional funding (also called flash cash or same-day funding) provides short-term capital to facilitate back-to-back real estate closings. Ideal for wholesalers who need to close on a property (A→B) and immediately sell it to an end buyer (B→C) on the same day. Same-Day Close Fund both closings within hours No Credit Check Approval based on deal structure, not credit POF Available Proof of funds letters for seller negotiations Fee Structure Up to $115,000 $2,000 flat fee $115,000 – $1,000,000 1.75% […] - [Commercial](https://www.unitedchoicecapital.com/commercial/): Commercial Real Estate Financing Flexible capital for office, retail, industrial, and multi-family properties—grow your commercial portfolio. Commercial Real Estate Financing Commercial real estate loans provide financing for income-producing properties such as office buildings, retail centers, industrial warehouses, and multi-family complexes (5+ units). These loans are structured around property cash flow, tenant quality, and location. Income Property Financing based on property NOI and cash flow Flexible Terms 5-25 year amortization options No Collateral Acquire, refinance, or cash-out Typical Terms Loan Amount $5,000,000 Interest Rates Starting at 5.5% – 8.5% (varies by property type) LTV Up to 75% of property value Term […] - [New Construction](https://www.unitedchoicecapital.com/new-construction/): New Construction Loans Ground-up financing for residential and small commercial projects—build from scratch with confidence. What Is New Construction Financing? New construction loans provide capital to purchase land and fund building costs for ground-up residential or small commercial projects. Funds are released in draws tied to construction milestones, ensuring builders and investors have capital when they need it. Ground-Up Land acquisition + construction in one loan Draw Schedule Funds released at project milestones Licensed Builder Licensed GC or approved contractor required Typical Terms Loan Amount $100,000 – $10,000,000 Interest Rates Starting at 6.75% APR Time to Fund 7-30 business days […] - [DSCR / Rentals](https://www.unitedchoicecapital.com/dscr-rentals/): DSCR / Rental Property Loans Financing for rental properties based on cash flow, not personal income—perfect for growing your portfolio. What Is DSCR Financing? Debt Service Coverage Ratio (DSCR) loans qualify you based on the property’s rental income—not your W-2 or tax returns. Ideal for real estate investors building rental portfolios, whether you’re buying your first door or your fiftieth. No Income Docs Qualify on property cash flow, not personal income Long-Term Rental Hold and collect rent with stable financing New Investors OK First-time rental buyers welcome Typical Terms Loan Amount $50,000 – $500,000 Interest Rates Starting at 7.99% APR […] - [Fix & Flip Loans](https://www.unitedchoicecapital.com/fix-flip-loans/): Fix & Flip Loans Fast funding for purchase and rehab—close deals quickly and turn properties for profit. What Is Fix & Flip Financing? Fix & flip loans provide short-term capital to purchase distressed or undervalued properties, fund renovations, and sell for a profit. These loans are designed for speed and flexibility—perfect for investors who need to move fast on opportunities. Purchase + Rehab One loan covers acquisition and repairs Fast Close Funding in 7-14 days (case-by-case) ARV-Based Loan size based on after-repair value Typical Terms Loan Amount $100,000 – $5,000,000 LTV / ARV Up to 75% ARV (combined purchase + […] - [A/R Factoring](https://www.unitedchoicecapital.com/a-r-factoring/): A/R Factoring Turn unpaid invoices into immediate cash—don’t wait 30, 60, or 90 days to get paid. How Invoice Factoring Works Accounts Receivable (A/R) Factoring converts your outstanding invoices into working capital within days. Sell your invoices to a factoring company at a discount, receive 80-90% upfront, and get the balance (minus fees) when your customer pays. Fast Cash Get paid in 24-48 hours, not months No Debt Not a loan—selling an asset Flexible Approval Based on your customers’ creditworthiness Typical Terms Advance Rate 80-90% of invoice value upfront Factoring Fee 1-5% per month (varies by volume & risk) Time […] - [Equipment Financing](https://www.unitedchoicecapital.com/equipment-financing/): Equipment Financing Finance machinery, vehicles, and equipment to keep your business running without draining cash reserves. What You Can Finance Equipment financing allows you to acquire the machinery, vehicles, technology, and tools you need while preserving working capital. The equipment itself serves as collateral, often making approval easier and rates more competitive. Wide Range Machinery, tech, vehicles, and more Asset-Backed Equipment acts as collateral Competitive Rates Lower rates than unsecured loans Typical Terms Loan Amount $10,000 – $5,000,000 Interest Rates Starting at 4.99% APR Time to Fund 5-7 business days Term Length 1-5 years (matches equipment life) * Rates and […] - [Merchant Cash Advances](https://www.unitedchoicecapital.com/merchant-cash-advances/): Merchant Cash Advances Quick capital based on your daily sales—no fixed payments, just a percentage of revenue. How It Works A Merchant Cash Advance (MCA) provides immediate working capital in exchange for a percentage of your daily credit card sales or bank deposits. Payments adjust automatically with your revenue—higher sales mean faster payback, slower sales mean lower daily remittances. Fast Funding Funds as soon as 24-48 hours Revenue-Based Payments scale with your sales volume Flexible Approval Credit score matters less than cash flow Typical Terms Advance Amount $5,000 – $500,000 Factor Rate 1.15 – 1.45 (total repayment multiplier) Time to […] - [Credit Cards / Lines of Credit](https://www.unitedchoicecapital.com/credit-cards-lines-of-credit/): Credit Cards / Lines of Credit Flexible revolving credit to fuel your business growth and manage cash flow. What You Get Business credit cards and lines of credit provide flexible, revolving capital you can use for daily operations, inventory purchases, marketing campaigns, or unexpected expenses. Draw what you need, pay interest only on what you use. Revolving Access Use and repay as needed without reapplying Fast Approval Decisions in 24-48 hours in most cases No Collateral Unsecured options available for qualified businesses Typical Terms Credit Amount $5,000 – $250,000 Interest Rates Starting at 0% intro APR, then 7.99% – 18% […] - [Real Estate Investment Funding](https://www.unitedchoicecapital.com/real-estate-investment-funding/): Real Estate Investment Funding Strategic capital to fuel growth, manage cash flow, and invest in your business operations. Fix & Flip Short-term funding for purchasing and renovating properties. Close fast and execute your value-add strategy. Up to 75% ARV Fast closings Rehab budget included Learn More DSCR / Rentals Leverage rental property cash flow for investment growth. Perfect for building your portfolio. Cash flow focused Portfolio friendly Long-term terms Learn More New Construction Ground-up development financing with flexible draw schedules to match your build timeline. Construction draws Land + build Up to $10M Learn More Commercial Commercial property acquisition and […] - [Business Funding](https://www.unitedchoicecapital.com/business-funding/): Business Funding Solutions Strategic capital to fuel growth, manage cash flow, and invest in your business operations. Credit Cards / Lines of Credit Flexible revolving credit solutions to manage cash flow, handle daily operations, and seize growth opportunities. Revolving credit 0% intro periods available Build business credit Learn More Merchant Cash Advances Fast capital based on your future sales. Ideal for businesses with consistent revenue streams. Quick approval Based on sales volume Flexible repayment Learn More Equipment Financing Finance machinery, vehicles, and equipment to grow your operations without depleting working capital. Up to 100% financing Fast approvals Preserve cash flow […] - [Home](https://www.unitedchoicecapital.com/): Business & Real Estate Funding Designed to Help You Grow Strategic capital solutions for business owners and real estate investors nationwide. Apply for Funding Schedule Consultation Our Funding Solutions Tailored financing for business operations and real estate investments. Business Funding Credit Cards / Lines of Credit Flexible revolving credit for daily operations and growth. Merchant Cash Advances Fast capital based on future sales. Equipment Financing Finance machinery, vehicles, and equipment. A/R Factoring Turn invoices into immediate working capital. Explore Business Funding Real Estate Investment Funding Fix & Flip Short-term funding for purchase and renovation. DSCR / Rentals Leverage property cash […] - [Privacy Policy](https://www.unitedchoicecapital.com/privacy-policy/): This Privacy Notice for United Choice Capital, LLC (“we,” “us,” or “our“), describes how and why we might access, collect, store, use, and/or share (“process“) your personal information when you use our services (“Services“), including when you: Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at info@unitedchoicecapital.com. SUMMARY OF KEY POINTS This summary […] [comment]: # (Generated by Hostinger Tools Plugin)